Privacy Policy

Last updated: July 8, 2026

1. Introduction

At Kaxa ("Kaxa", "we", "us") we respect your privacy and are committed to protecting your personal and financial information. This Privacy Policy explains what information we collect, how we use it, who we share it with, and what rights you have over it.

2. Information we collect

• Local financial information: expenses, income, pockets, budgets, debts, and savings goals that you enter manually. This information is stored only on your device and is never transmitted to our servers.
• AI feature text input: when you use the text or voice entry feature, the text you type is sent to Groq (groq.com), a third-party AI service, for processing. This text may include descriptions of your expenses or income. Groq processes the text and returns a structured response; we do not store the text on our servers, but Groq may retain it according to their own privacy policy.
• Subscription information: plan status and purchase identifiers, managed by Google Play and/or the App Store through RevenueCat.
• Basic device technical information (model, operating system) used by the payment platforms to process your subscription.

3. How we use your information

• To operate Kaxa's core features directly on your device.
• To process your text input through the AI service for automatic transaction categorization.
• To generate your financial reports and summaries.
• To manage your subscription and free trial.
• To communicate with you about important changes to the service, if you contact us.

4. Third-party services

Kaxa uses the following third-party services. We encourage you to review their privacy policies:

• RevenueCat — subscription management. RevenueCat Privacy Policy.
• Groq — AI processing for the text/voice entry feature. Text you enter in this feature is transmitted to their servers (located in the United States). Groq Privacy Policy.
• Google Play / Apple App Store — app distribution and payment processing.

5. Storage and security

Your financial information is stored locally on your device with optional biometric lock protection. We have no access to your financial data. Subscription data is processed securely through RevenueCat. Text sent to Groq is transmitted over an encrypted HTTPS connection.

Groq and RevenueCat servers are located in the United States. If you are in the European Union, this international transfer is made under the applicable data protection safeguards of each provider.

6. Subscriptions and payments

Subscriptions are processed through Google Play and/or the App Store via RevenueCat. Kaxa does not store or have access to your full payment card details; these are managed directly by the corresponding app store.

7. Sharing information

We do not sell your financial information or share it with third parties for advertising purposes. We share information only in the following cases:

• With RevenueCat and app stores to process payments.
• With Groq to process text you enter in the AI feature (only when you use that feature).
• When required by law.

8. Your rights

At any time you can:

• Access, correct, or delete your financial information directly from the app.
• Uninstall Kaxa to permanently delete all your data from your device.
• Stop using the AI feature to prevent your text from being sent to Groq.

9. Rights of users in the European Union (GDPR)

If you reside in the European Economic Area, you have the following rights over your personal data under the General Data Protection Regulation (GDPR):

• Access: request a copy of the data we process about you.
• Rectification: correct inaccurate data.
• Erasure: request deletion of your data ("right to be forgotten").
• Portability: receive your data in a structured format.
• Objection: object to the processing of your data.
• Restriction: request that we restrict the processing of your data.

Since financial data is stored locally on your device, you have direct control through the app. For data processed by third-party services (RevenueCat, Groq), you must exercise your rights directly with them. For any GDPR-related inquiries, write to us at soporte@kaxa.lat. You may also file a complaint with the data protection authority in your country.

Legal basis for processing: we process data sent to Groq on the basis of your implicit consent when you use the AI feature. Subscription data is processed for the performance of the contract.

10. California privacy rights (CCPA)

If you reside in California, you have additional rights under the California Consumer Privacy Act (CCPA). Kaxa does not sell personal information. You may request information about the data we collect by writing to us at soporte@kaxa.lat.

11. Children's privacy

Kaxa is not directed at children under 13 years of age (or the minimum age required by the law of your country, if higher). We do not knowingly collect information from children. If we learn that a child has provided us with information, we will delete it promptly.

12. Data retention

Financial data resides on your device and is deleted when you uninstall the app or clear its data. Subscription data processed by RevenueCat is retained according to their policy, generally while the subscription is active and for the period required by law. Text sent to Groq is retained according to Groq's policy.

13. Changes to this policy

We may update this Privacy Policy from time to time. We will post any changes on this page with a new "last updated" date. For material changes, we will notify you within the app.

14. Contact

If you have questions about this Privacy Policy, write to us at soporte@kaxa.lat.